Array String Declaration

You are not initializing your String[]. You either need to initialize it using the exact array size, as suggested by @TrầnSĩLong, or use a List<String> and then convert to a String[] (in case you do not know the length):

String[] title = {
        "Abundance",
        "Anxiety",
        "Bruxism",
        "Discipline",
        "Drug Addiction"
    };
String urlbase = "http://www.somewhere.com/data/";
String imgSel = "/logo.png";
List<String> mStrings = new ArrayList<String>();

for(int i=0;i<title.length;i++) {
    mStrings.add(urlbase + title[i].toLowerCase() + imgSel);

    System.out.println(mStrings[i]);
}

String[] strings = new String[mStrings.size()];
strings = mStrings.toArray(strings);//now strings is the resulting array

use:

String[] mStrings = new String[title.length];