Retrieving a fully qualified street address from ZIP / postal code

Great questions!

Is it correct that these 3 items are sufficient to look up the address in the United States?

No. Unfortunately these three will get you down to ~hundreds of possible addresses in the US.

Is the answer to this question different for every country?

Yes! The postal systems from country to country vary greatly and you're users in them will have different expectations about what they expect to supply - Brits don't expect to have to enter a full address for example.

With the UK, Canada and Australia you can usually get to a single address from the house number and postcode. BUT, you can not guarantee this. There may be sub-premise information or business information which requires a bit of interaction with the user to check you have right address.

Some countries, such as France, do not have complete premise number coverage. With these you can take the premise number & postcode but depending upon the town you have to alter your behavior to either trust and accept the input or prompt them for a correction.

Another important consideration when planning your workflow is the need to allow for people who perhaps do not know their postcode / zip. It does not happen often but sometimes people have just moved, or occasionally a properties postcode/zip changes so it is important to be flexible in the information you need.

Is there a service, API, or library that can be utilized for this purpose?

Yes - there are several solutions around that offer the ability to capture global addresses. Experian Data Quality (my company) offer a hosted or on premise solution that allows for this.

Try it out here - on the right hand side under the "Do you want to know more?" you can switch countries, the prompt updates and the interaction occurs if needed.