UnicodeDecodeError: 'utf-8' codec can't decode byte 0x85 in position 405: invalid start byte code example

Example 1: UnicodeDecodeError: 'utf-8' codec can't decode byte invalid start byte

# Use 'ISO-8859-1' instead of "utf-8" for decoding
text = open(fn, 'rb').read().decode('ISO-8859-1')

Example 2: UnicodeDecodeError: 'utf-8' codec can't decode byte 0xb0 in position 1968: invalid start byte

pd.read_csv("C:/Users/Admin/Desktop/Python/Past.csv",encoding='cp1252')