'utf-8' codec can't decode byte 0xe9 in position 25: invalid continuation byte code example

Example 1: 'utf-8' codec can't decode byte 0x85 in position 715: invalid start byte

import pandas as pd
data = pd.read_csv(filename, encoding= 'unicode_escape')

Example 2: UnicodeDecodeError: 'utf-8' codec can't decode byte 0xe7 in position 5: invalid continuation byte

pd.read_csv('ml-100k/u.item', sep='|', names=m_cols , encoding='latin-1')

Example 3: 'utf-8' codec can't decode byte 0xff in position 0: invalid start byte

with open(file, newline='', encoding="utf16") as MyFile: