Why does charge accumulate at points?
Let's take for granted that excess charges in conductors gather on the surface. Since this is the case, only the component of force on the electrons parallel to the surface is important. Now imagine a charged, conducting square, and think about the charges near the corners of the square. The net force on such a charge (call him Bob) parallel to the edge of the square must be zero. The charges between Bob and the corner must exert a force along the perimeter that cancels the force from all of the other charges. Most of the other charges in the square are pushing Bob toward the corner, so Bob will move closer to the corner in order that the force from the other corner charges increases. This same reasoning carries through for other pointy situations. If you have a charged conducting sphere with a needle attached to it, all of the charges in the sphere are pushing toward the tip of the needle, but only those at the tip of the needle push back.
I think, on would need a model to understand how it works in principle.
Let us consider the simplified system represented on the figure. You have two metallic spheres with radii $R_1$ and $R_2$ respectively.
They are linked via a metallic wire as well.
Because all these guys constitute a single metallic object, they must have the same potential that I noted $V$.
Let us assume for simplicity that the charges are uniformly distributed on the two spheres with two different surface charge densities $\sigma_1$ and $\sigma_2$.
Now, that the stage is set, there are two competing effects which have opposite influence on the increase of the charge density:
The charge on a metallic object, in the linear regime, is proportional to its potential which is denoted by $Q = CV$ where $C$ is the capacitance. The capacitance is such that, for simple convex shapes, it increase with the system size such that for a sphere $C \propto R$. From this, we can assert that $\frac{Q_1}{Q_2} = \frac{R_1}{R_2}$. Hence the total charge carried by sphere 1 is bigger than that of sphere 2.
There is a second effect (which is a simple one) that consists in noticing that the charge density is inversely proportional to the square of the size of the object essentially $\sigma \sim R^{-2} = \frac{Q}{4 \pi R^2}$ for a sphere. Hence $\frac{\sigma_1}{\sigma_2}=\frac{Q_1}{Q_2}\frac{R_2^2}{R_1^2}$
Overall, we finally get that $\frac{\sigma_1}{\sigma_2}=\frac{R_2}{R_1}$ and hence "points" have a larger charge density than bigger objects.