Is there an efficient algorithm for segmentation of handwritten text?

IMHO with the image shown that would be so hard to do 100% perfectly. My answer is to give you alternate idea's.

Idea 1: Make your own version of ReCaptcha (to put on your very own pron site) - and make it a fun game.. "Like cut out a word (edges should all be white space - with some tolerance for overlapping chars on above and below lines)."

Idea 2: This was a game we played as kids, the wire of a coat hanger was all bent in waves and connected to a buzzer and you had to navigate a wand with a ring in the end with the wire through it, across one side to the other without making the buzzer go off. Perhaps you could adapt this idea and make a mobile game where people trace out the lines without touching black text (with tolerance for overlapping chars)... when they can do a line they get points and get to new levels where you give them harder images..

Idea 3: Research how google/recaptcha got around it

Idea 4: Get the SDK for photoshop and master the functionality of it Extract Edges tool

Idea 5: Stretch the image heaps on the Y Axis which should help, apply the algorithm, then reduce the location measurements and apply them on the normal sized image.

After fiddling around this for a while I found that I simply need to count the number of crossings for each line, that is, a switch from white to black would count as one, and a switch from black to white would increment by one again. By highlighting each line with a count > 66 I got close to 100% accuracy, except for the bottom most line.

Of course, would not be robust to slightly rotated scanned documents. And there is this disadvantage of needing to determine the correct threshold.

Although I'm not sure how to translate the following algorithm into GA (and I'm not sure why you need to use GA for this problem), and I could be off base in proposing it, here goes.

The simple technique I would propose is to count the number of black pixels per row. (Actually it's the dark pixel density per row.) This requires very few operations, and with a few additional calculations it's not difficult to find peaks in the pixel-sum histogram.

A raw histogram will look something like this, where the profile along the left side shows the number of dark pixels in a row. For visibility, the actual count is normalized to stretch out to x = 200.

After some additional, simple processing is added (described below), we can generate a histogram like this that can be clipped at some threshold value. What remains are peaks indicating the center of lines of text.

From there it's a simple matter to find the lines: just clip (threshold) the histogram at some value such as 1/2 or 2/3 the maximum, and optionally check that the width of the peak at your clipping threshold is some minimum value w.

One implementation of the full (yet still simple!) algorithm to find the nicer histogram is as follows:

1. Binarize the image using a "moving average" threshold or similar local thresholding technique in case a standard Otsu threshold operating on pixels near edges isn't satisfactory. Or, if you have a nice black-on-white image, just use 128 as your binarization threshold.
2. Create an array to store your histogram. This array's length will be the height of the image.
3. For each pixel (x,y) in the binarized image, find the number of dark pixels above and below (x,y) at some radius R. That is, count the number of dark pixels from (x, y - R) to x (y + R), inclusive.
4. If the number of dark pixels within a vertical radius R is equal or greater to R--that is, at least half the pixels are dark--then pixel (x,y) has sufficient vertical dark neighbors. Increment your bin count for row y.
5. As you march along each row, track the leftmost and rightmost x-values for pixels with sufficient neighbors. As long as the width (right - left + 1) exceeds some minimum value, divide the total count of dark pixels by this width. This normalizes the count to ensure the short lines like the very last line of text are included.
6. (Optional) Smooth the resulting histogram. I just used the mean over 3 rows.

The "vertical count" (step 3) eliminates horizontal strokes that happen to be located above or below the center line of text. A more sophisticated algorithm would just check directly above and below (x,y), but also to the upper left, upper right, lower left, and lower right.

With my rather crude implementation in C# I was able to process the image in less than 75 milliseconds. In C++, and with some basic optimization, I've little doubt the time could be cut down considerably.

This histogram method assumes the text is horizontal. Since the algorithm is reasonably fast, you may have enough time to calculate pixel count histograms at increments of every 5 degrees from the horizontal. The scan orientation with the greatest peak/valley differences would indicate the rotation.

I'm not familiar with GA terminology, but if what I've suggested is of some value I'm sure you can translate it into GA terms. In any case, I was interested in this problem anyway, so I might as well share.

EDIT: maybe for use GA, it's better to think in terms of "distance since previous dark pixel in X" (or along angle theta) and "distance since previous dark pixel in Y" (or along angle [theta - pi/2]). You might also check distance from white pixel to dark pixel in all radial directions (to find loops).

byte[,] arr = get2DArrayFromBitamp();   //source array from originalBitmap
int w = arr.GetLength(0);               //width of 2D array
int h = arr.GetLength(1);               //height of 2D array

//we can use a second 2D array of dark pixels that belong to vertical strokes
byte[,] bytes = new byte[w, h];         //dark pixels in vertical strokes


//initial morph
int r = 4;        //radius to check for dark pixels
int count = 0;    //number of dark pixels within radius

//fill the bytes[,] array only with pixels belonging to vertical strokes
for (int x = 0; x < w; x++)
{
    //for the first r rows, just set pixels to white
    for (int y = 0; y < r; y++)
    {
        bytes[x, y] = 255;
    }

    //assume pixels of value < 128 are dark pixels in text
    for (int y = r; y < h - r - 1; y++)
    {
        count = 0;

        //count the dark pixels above and below (x,y)
        //total range of check is 2r, from -r to +r
        for (int j = -r; j <= r; j++)
        {
            if (arr[x, y + j] < 128) count++;
        }

        //if half the pixels are dark, [x,y] is part of vertical stroke
        bytes[x, y] = count >= r ? (byte)0 : (byte)255;
    }

    //for the last r rows, just set pixels to white
    for (int y = h - r - 1; y < h; y++)
    {
        bytes[x, y] = 255;
    }
}

//count the number of valid dark pixels in each row
float max = 0;

float[] bins = new float[h];    //normalized "dark pixel strength" for all h rows
int left, right, width;         //leftmost and rightmost dark pixels in row
bool dark = false;              //tracking variable

for (int y = 0; y < h; y++)
{
    //initialize values at beginning of loop iteration
    left = 0;
    right = 0;
    width = 100;

    for (int x = 0; x < w; x++)
    {
        //use value of 128 as threshold between light and dark
        dark = bytes[x, y] < 128;  

        //increment bin if pixel is dark
        bins[y] += dark ? 1 : 0;    

        //update leftmost and rightmost dark pixels
        if (dark)
        {
            if (left == 0) left = x;    
            if (x > right) right = x;   
        }
    }

    width = right - left + 1;

    //for bins with few pixels, treat them as empty
    if (bins[y] < 10) bins[y] = 0;      

    //normalize value according to width
    //divide bin count by width (leftmost to rightmost)
    bins[y] /= width;

    //calculate the maximum bin value so that bins can be scaled when drawn
    if (bins[y] > max) max = bins[y];   
}

//calculated the smoothed value of each bin i by averaging bin i-1, i, and i+1
float[] smooth = new float[bins.Length];

smooth[0] = bins[0];
smooth[smooth.Length - 1] = bins[bins.Length - 1];

for (int i = 1; i < bins.Length - 1; i++)
{
    smooth[i] = (bins[i - 1] + bins[i] + bins[i + 1])/3;
}

//create a new bitmap based on the original bitmap, then draw bins on top
Bitmap bmp = new Bitmap(originalBitmap);

using (Graphics gr = Graphics.FromImage(bmp))
{
    for (int y = 0; y < bins.Length; y++)
    {
        //scale each bin so that it is drawn 200 pixels wide from the left edge
        float value = 200 * (float)smooth[y] / max;
        gr.DrawLine(Pens.Red, new PointF(0, y), new PointF(value, y)); 
    }
}

pictureBox1.Image = bmp;